Free 2026 Take-Home Paycheck Calculator by State

1. Enter gross pay per check and pay frequency.
2. Add pre-tax deductions and a state/local withholding estimate rate.
3. Review the estimated net paycheck.

Annualize gross pay by frequency, subtract pre-tax deductions, estimate federal tax with annual bracket math, divide back to the pay period, then subtract FICA and a user-entered state/local rate.

A biweekly paycheck can be annualized, taxed using annual brackets, and converted back to an estimated per-paycheck net amount.

Year scope: Use the year selector or year note on the calculator itself when comparing thresholds, rates, deductions, or credit limits.

This calculator is maintained against official IRS, SSA, and other primary-source guidance where applicable. Review the sources page and editorial methodology page to verify update practices.

Estimate paycheck take-home pay using federal bracket math, employee FICA, pre-tax deductions, and a state/local withholding rate you can adjust for your location.

Estimate only. State and local withholding are user-entered planning estimates, not official state payroll tables.