Free 2026 Payroll Tax Calculator

1. Enter total wages for the payroll period or annual estimate.
2. Enter FUTA taxable wages and a state unemployment rate if known.
3. Review employee withholding and employer payroll-tax estimates separately.

Better inputs create better estimates. The calculator is designed to accept common formatting such as commas, dollar signs, decimals, and blank optional fields without breaking the result.

Apply Social Security and Medicare rates to wages for employee and employer FICA, apply FUTA to taxable wages using the standard net federal rate assumption, and estimate SUTA from the user-entered state rate.

A small employer can enter annual wages, FUTA taxable wages, and a SUTA percentage to separate employee FICA from employer payroll costs.

Year scope: Use the year selector or year note on the calculator itself when comparing thresholds, rates, deductions, or credit limits.

This page is most useful when the user needs a planning estimate before using official forms, payroll systems, filing software, or professional guidance.

• Small business owners
• Employees

Estimate only. FUTA credit reductions, state unemployment wage bases, industry rates, local payroll taxes, and payroll provider methods can change the final result.

The estimate may differ from a filed return or payroll result when exact worksheets, timing, local taxes, special credits, phaseouts, account-specific IRS notices, or state rules apply.

This calculator is maintained against official IRS, SSA, state-agency, or other authoritative references where applicable. Review the sources page and editorial methodology page to verify update practices.

• https://www.irs.gov/publications/p15
• https://www.irs.gov/publications/p15a
• https://oui.doleta.gov/unemploy/agencies.asp

Estimate a simplified payroll-tax picture for wages by separating employee FICA, employer FICA, federal unemployment assumptions, and a user-entered state unemployment rate.

Estimate only. FUTA credit reductions, state unemployment wage bases, industry rates, local payroll taxes, and payroll provider methods can change the final result.