Tax guide

How the FICA Tax Calculator Works

FICA Tax Calculator helps taxpayers turn a common tax question into a planning estimate. This guide explains the inputs, the main formula, and when to move from an estimate to official IRS forms or professional advice.

Self-Employed And Payroll

FICA Tax Calculator helps taxpayers turn a common tax question into a planning estimate. This guide explains the inputs, the main formula, and when to move from an estimate to official IRS forms or professional advice.

Last updated: April 30, 2026.
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Contents

Table of contents

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What the calculator estimates

Estimate employee-side FICA tax on wages using the current Social Security wage base, Medicare rate, and Additional Medicare thresholds.

The page is built for quick planning around paycheck and payroll taxes, with source links and a disclaimer so users understand the scope.

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Inputs that matter most

The most important inputs are wages, filing status. Small changes to these inputs can change the estimate, especially when a threshold or cap applies.

Use realistic annual numbers whenever possible and keep personal return details out of the browser if you are on a shared device.

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How the formula works

Multiply wages up to the Social Security wage base by 6.2%, multiply all wages by 1.45% for Medicare, and apply 0.9% Additional Medicare Tax above the filing-status threshold.

The calculator keeps year-specific rates and limits in the shared annual limits file so January updates are easier to review.

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When to use related tools

After using this page, related calculators such as Paycheck-calculator, Bonus-tax-calculator, Self-employment-tax-calculator can help connect the estimate to withholding, deductions, or tax-season planning.

The goal is a practical next step, not a final tax return calculation.

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Frequently asked questions
What does FICA include?
FICA generally includes Social Security and Medicare payroll taxes.
Is there a Medicare wage limit?
No. Medicare tax continues on all covered wages, and higher wages may face Additional Medicare Tax.
Is this employee or employer tax?
This calculator focuses on employee-side payroll tax.
Why does Social Security tax stop?
Social Security tax applies only up to the annual wage base.
Does this include federal income tax?
No. Use the paycheck calculator for a broader paycheck estimate.
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Go hands-on with the calculator

Estimate employee-side FICA tax on wages using the current Social Security wage base, Medicare rate, and Additional Medicare thresholds.

Open FICA Tax Calculator
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